We would prefer to meet you in person. Call us directly and we will discuss your request personally. You can reach us at our usual opening hours.
With individually tailored financing, we enable you to realize your investment at attractive rates. With our financing partners, we offer you the opportunity to finance your machines, equipment and/or facilities (tax)-favorably via leasing or installment plan. The general conditions (type of financing, financing period, down payment, residual value) can be individually adapted.
Requirements: Appropriate creditworthiness, business in existence for at least 24 months.
Contact us - we will make you a non-binding financing offer!
You want to invest - but remain flexible? No problem! We offer various financing models to suit your business. Two of them are particularly popular: leasing and installment plan. But what's the difference?
With leasing, the machine remains the property of the lessor - you simply use it for a monthly installment. This has several advantages:
No balance sheet risk: The machine does not appear on your balance sheet - this improves your equity ratio.
Simple for tax purposes: the leasing installment is fully deductible as a business expense.
Planning security: The term is based on the usual amortization period.
Flexibility: After the term, you can take over the machine, lease it on or return it.
Purchase possible at the end: Our contracts are usually full amortization leases - this means that you can take over the machine at the end of the term for a small residual value.
Ideal for anyone who wants cost transparency and a low balance sheet burden - and still wants to secure ownership in the end.
With installment plan, you own the machine right from the start - you simply pay for it in monthly installments. That means
Immediately your property (with retention of title): You become the direct beneficial owner.
Balance sheet effect: The machine appears on your balance sheet, which increases the balance sheet total.
Tax advantage: Special depreciation is possible - this can save taxes.
Freely selectable term: You decide how long you want to pay.
In the end, it's yours: automatic transfer of ownership after the last installment.
Perfect for anyone looking for long-term ownership and scope for tax planning.
We will help you find the right solution - tailored to your individual business situation. Whether leasing or installment plan: with our financing partners, we offer you fair conditions and transparent contracts.
Talk to us - together we will find the best solution for your investment!
Who can help me decide what suits me best?
When choosing between leasing and installment plan, you should always consult your tax advisor or accountant. Only they know your figures in detail - we will be happy to advise you on the technical requirements and processing.
Can I take over the machine after the leasing period?
Yes - most of our models are full amortization leases. This means that you can take over the machine at the end of the term for a small residual value.
What terms are possible?
Usually between 24 and 60 months. Shorter (from 12 months) or longer terms (up to a maximum of 72 months) are generally possible, but less common. We will be happy to advise you on the right solution.
Can I return or sell the machine during the leasing period?
No - the machine remains the property of the leasing company during the term. A return or sale by you is not intended.
Is an early redemption possible?
In principle, yes - however, an early repayment penalty may apply. You should therefore plan the desired term carefully in advance.
Do the installments continue in winter?
Yes - the rates apply all year round, regardless of the season or turnover. Our tip: Plan conservatively and choose a slightly longer term with lower rates.
What requirements do I have to fulfill for financing?
As a rule, your business should have been in existence for at least two years. Important: No negative creditworthiness features (e.g. Schufa entries), no negative equity or balance sheet over-indebtedness. After all, leasing partners also want to be on the safe side.
We also have the right solution partner for you! Feel free to call us.
Your contact for our financing via external partners is
Thomas Hillenbrand
09421-9961-30
thomas.hillenbrand@alois-krae.de
We would prefer to meet you in person. Call us directly and we will discuss your request personally. You can reach us at our usual opening hours.
Simply arrange a consultation appointment with your Krä team online. And since a picture is worth a thousand words, we would be especially pleased to not only hear your voice, but also to get to know you with a picture.
If you would like to send us photos or a plan directly, please feel free to send us an e-mail. Our team is looking forward to your message and will get back to you within 24 hours on working days.
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